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[具体、可量化的目标,例如:确认XX贷款续贷意向,了解资金缺口规模]\n\n**次目标**(争取完成):\n2. [次要目标]\n3. [次要目标(可选)]\n\n**信息收集任务**:\n- [需要了解的关键信息,例如:新项目投资进度、竞争行报价水平]\n\n---\n\n## 四、材料准备清单\n\n### 需携带材料\n- [ ] [具体材料名称,例如:最新授信产品方案(含利率区间)]\n- [ ] [...]\n\n### 需提前确认\n- [ ] [内部状态确认事项,例如:XX存量授信的风险部意见]\n- [ ] [...]\n\n### 需预约/准备\n- [ ] [拜访前需完成的准备事项]\n\n---\n\n## 五、沟通策略\n\n### 开场建议\n[根据关系深度和拜访目的,给出具体的开场话术建议,1-3句]\n\n### 核心沟通要点\n1. **[话题一]**:[具体沟通策略和预期引导方向]\n2. **[话题二]**:[...]\n3. **[话题三]**:[...]\n\n### 敏感话题应对\n| 可能触及的敏感点 | 建议应对策略 | |-----------------|-------------| | [如:竞争行的更低利率] | [如:强调综合服务价值和关系稳定性] |\n\n### 预期成果与下一步\n- **本次拜访期望产出**:[例如:获得续贷授权/获得财务报告/确认追加担保意向]\n- **建议下一步行动**:[例如:一周内发送授信方案 / 安排总行专家团队上门交流]\n- **建议跟进时间节点**:[...]"},{"kind":"example","language":"json","snippet":"{\n  \"skill_name\": \"pre-visit-plan\",\n  \"skill_version\": \"2.0.0\",\n  \"execution_time\": \"2026-05-05T10:30:00+08:00\",\n  \"input_params\": {\n    \"customer_name\": \"XX企业\",\n    \"visit_date\": \"2026-05-08\",\n    \"visit_purpose\": \"续贷跟进\"\n  },\n  \"model\": \"claude-opus-4-7\",\n  \"operator\": \"张三(工号:10086)\",\n  \"steps\": [\n    {\n      \"step\": \"数据确认与验证\",\n        \"executor\": \"model-draft（人工确认）\",\n      \"data_source\": {\"type\": \"user_upload\"},\n      \"result\": \"pass\"\n    },\n    {\n      \"step\": \"获取客户核心数据\",\n        \"executor\": \"具备权限的人员（机构系统内执行）\",\n      \"data_source\": {\"type\": \"system_api\", \"system\": \"客户360系统\"},\n      \"result\": \"pass\"\n    },\n    {\n      \"step\": \"获取风险预警信号\",\n        \"executor\": \"具备权限的人员（机构系统内执行）\",\n      \"data_source\": {\"type\": \"system_api\", \"system\": \"风险预警系统\"},\n      \"result\": \"pass\"\n    },\n    {\n      \"step\": \"生成访前规划报告\",\n        \"executor\": \"model-draft（人工确认）\",\n      \"data_source\": {\"type\": \"context\"},\n      \"confirmation\": {\"type\": \"confirm\", \"confirmed_by\": \"张三(工号:10086)\", \"confirmed_at\": \"2026-05-05T10:35:00+08:00\"},\n      \"result\": \"pass\"\n    }\n  ],\n  \"warnings\": [\"部分财务数据超过3个月\"],\n  \"references_used\": [\"机构既有规范或功能\", \"机构既有规范或功能\"]\n}"}]}}