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 \"毛利率\": financial_data[\"gross_profit\"] / financial_data[\"revenue\"],\n                \"净利率\": financial_data[\"net_profit\"] / financial_data[\"revenue\"],\n                \"ROE\": financial_data[\"net_profit\"] / financial_data[\"equity\"],\n            },\n            \"运营效率\": {\n                \"存货周转\": financial_data[\"cogs\"] / financial_data[\"inventory\"],\n                \"应收账款周转\": financial_data[\"revenue\"] / financial_data[\"ar\"],\n            },\n            \"偿债能力\": {\n                \"流动比率\": financial_data[\"current_assets\"] / financial_data[\"current_liabilities\"],\n                \"资产负债率\": financial_data[\"total_liabilities\"] / financial_data[\"total_assets\"],\n            },\n        }"},{"kind":"example","language":"sql","snippet":"-- 示例：月度经营指标口径对齐查询（教学示例，未连接任何真实库）\nSELECT 月份,\n       业务线,\n       SUM(保费收入)                     AS 保费收入,\n       SUM(已赚保费)                     AS 已赚保费,\n       SUM(赔付支出)                     AS 赔付支出,\n       ROUND(SUM(赔付支出) / NULLIF(SUM(已赚保费), 0), 4) AS 综合赔付率\nFROM   dwd_经营明细\nWHERE  月份 BETWEEN '2026-06' AND '2026-08'\n  AND  数据版本 = '月结最终版'          -- 口径冻结标记，避免\"月中数\"混入\nGROUP  BY 月份, 业务线\nORDER  BY 月份, 业务线;"}]}}