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\"需求分析\": 74, ...}\n        缺失项按 None 处理，不参与均值和排名，避免\"缺考当零分\"。\n        \"\"\"\n        valid = {k: v for k, v in scores.items() if v is not None}\n        gaps = self._identify_gaps(valid)\n        return {\n            \"skill_radar\": self._generate_radar(valid),\n            \"gap_analysis\": gaps,\n            \"learning_recommendations\": self._recommend_courses(gaps),\n            \"comparison_to_peers\": self._peer_comparison(valid),\n            \"coverage\": len(valid) / max(len(scores), 1),\n        }"},{"kind":"example","language":"python","snippet":"engine = SkillAssess()\nresult = engine.assess(\"E10237\", {\n    \"产品条款\": 88, \"核保规则\": 62, \"理赔流程\": 71,\n    \"需求分析\": 55, \"方案设计\": 60, \"促成技巧\": 48,\n    \"诚信展业\": 90, \"长期服务\": 85,\n})\n# gap_analysis -> [\"促成技巧(48)\", \"需求分析(55)\", \"方案设计(60)\"]\n# learning_recommendations -> [\"异议处理情景陪练\", \"需求挖掘工作坊\", \"方案呈现实操\"]"}]}}