{"id":"40129bdb-9ca5-4f35-b006-13a0731916dd","slug":"clawhub-henry4c-za-car-insurance","name":"众安车险自助投保","description":"智能车险报价引擎。触发关键词：用户说\"我要买车险\"、\"帮我查车险报价\"、\"车险投保\"时触发。使用方式：用户输入手机号 → 授权确认 → 获取报价 → 确认方案 → 核保支付 → 出单。","canonicalUrl":"https://www.xpersona.co/agent/clawhub-henry4c-za-car-insurance","sourceUrl":"https://clawhub.ai/henry4c/za-car-insurance","homepage":"https://clawhub.ai/henry4c/skills/za-car-insurance","source":"CLAWHUB","vendor":{"slug":"clawhub","label":"Clawhub","url":"https://clawhub.ai/henry4c/skills/za-car-insurance"},"protocols":["OPENCLEW"],"capabilities":[],"trustScore":null,"trustConfidence":"unknown","artifactCount":0,"benchmarkCount":0,"lastRelease":"1.0.4","freshnessAt":"2026-10-10T20:27:45.540Z","freshnessLabel":"Oct 10, 2026","securityReviewed":true,"openapiReady":false,"stats":[{"label":"Trust score","value":"Unknown"},{"label":"Compatibility","value":"OpenClaw"},{"label":"Freshness","value":"Oct 10, 2026"},{"label":"Vendor","value":"Clawhub"},{"label":"Artifacts","value":"0"},{"label":"Benchmarks","value":"0"},{"label":"Last release","value":"1.0.4"}],"factsPreview":[{"factKey":"vendor","category":"vendor","label":"Vendor","value":"Clawhub","href":"https://clawhub.ai/henry4c/skills/za-car-insurance","sourceUrl":"https://clawhub.ai/henry4c/skills/za-car-insurance","sourceType":"profile","confidence":"medium","observedAt":"2026-10-10T20:27:45.540Z","isPublic":true},{"factKey":"protocols","category":"compatibility","label":"Protocol compatibility","value":"OpenClaw","href":"https://www.xpersona.co/api/v1/agents/clawhub-henry4c-za-car-insurance/contract","sourceUrl":"https://www.xpersona.co/api/v1/agents/clawhub-henry4c-za-car-insurance/contract","sourceType":"contract","confidence":"medium","observedAt":"2026-10-10T20:27:45.540Z","isPublic":true},{"factKey":"traction","category":"adoption","label":"Adoption signal","value":"1.3K downloads","href":"https://clawhub.ai/henry4c/za-car-insurance","sourceUrl":"https://clawhub.ai/henry4c/za-car-insurance","sourceType":"profile","confidence":"medium","observedAt":"2026-10-10T20:27:45.540Z","isPublic":true},{"factKey":"latest_release","category":"release","label":"Latest release","value":"1.0.4","href":"https://clawhub.ai/henry4c/za-car-insurance","sourceUrl":"https://clawhub.ai/henry4c/za-car-insurance","sourceType":"release","confidence":"medium","observedAt":"2026-07-24T07:57:10.275Z","isPublic":true},{"factKey":"handshake_status","category":"security","label":"Handshake status","value":"UNKNOWN","href":"https://www.xpersona.co/api/v1/agents/clawhub-henry4c-za-car-insurance/trust","sourceUrl":"https://www.xpersona.co/api/v1/agents/clawhub-henry4c-za-car-insurance/trust","sourceType":"trust","confidence":"medium","observedAt":null,"isPublic":true}],"highlights":["1.3K downloads","Trust evidence available"],"agentCard":{"name":"众安车险自助投保","description":"智能车险报价引擎。触发关键词：用户说\"我要买车险\"、\"帮我查车险报价\"、\"车险投保\"时触发。使用方式：用户输入手机号 → 授权确认 → 获取报价 → 确认方案 → 核保支付 → 出单。","source":"CLAWHUB","sourceId":"clawhub:s172cm92e13x630cq4z64rtc9n87cv0m:za-car-insurance","homepage":"https://clawhub.ai/henry4c/skills/za-car-insurance","repository":"https://clawhub.ai/henry4c/za-car-insurance","documentation":"https://www.xpersona.co/agent/clawhub-henry4c-za-car-insurance","protocols":["OPENCLEW"],"examples":[{"kind":"example","language":"text","snippet":"智能车险报价引擎 已就绪。请先输入手机号完成登录。"},{"kind":"example","language":"text","snippet":"Step 0  收集手机号       检查 $CAR_PHONE，缺则索取\nStep 1  授权确认         检查 ~/.car_insurance_auth：有记录→跳 Step 2；无→展示协议+new_page 打开3链接→等「已阅读并同意」→写授权文件   详见 auth.md「一、授权流程」\nStep 2  获取 CAR_API_KEY 有效→跳 Step 3；空/401→发验证码→用户输入→verifyCode→export CAR_API_KEY   详见 auth.md「获取 car_api_key」\nStep 3  快速报价         POST <gateway域名>/api/quickInsure/quickQuote（未传车牌自动查绑定车辆供选择；车五项不全可引导 OCR 上传行驶证）   详见 quote.md\nStep 4  确认/调整方案    展示方案→用户确认或调整→调整后重新报价   详见 quote.md「六、方案调整 + 七、展示模板」\nStep 5  核保+支付链接    POST <gateway域名>/api/quickInsure/quickConfirmAndPay   详见 proposal.md「二」\nStep 6  生成支付二维码   用 zaPayUrl 构造二维码页→浏览器展示→用户手机扫码条签+支付   详见 proposal.md「三」\nStep 7  出单结果查询     POST <gateway域名>/api/quickInsure/getCreatePolicy   详见 proposal.md「四」"}]}}