{"id":"cd682853-558d-4e58-8189-09c6e8009887","slug":"clawhub-lpb123-smart-insurance-advisor-cn","name":"智能保险顾问 Smart Insurance Advisor","description":"智能保险顾问技能。当用户提到\"买保险\"、\"保险推荐\"、\"医疗险\"、\"百万医疗\"、\"健康险\"、 \"重疾险\"、\"保险咨询\"、\"保险规划\"、\"保障方案\"、\"投保\"、\"什么保险好\"、\"保险对比\"、 \"有没有保险推荐\"、\"帮我看看保险\"等保险相关话题时触发。 通过 API 查询保险产品库，根据用户年龄、社保、家庭等信息智能...","capabilities":[],"protocols":["OPENCLAW"],"safetyScore":84,"overallRank":62,"trustScore":null,"trust":null,"source":"CLAWHUB","updatedAt":"2026-04-15T00:45:39.800Z"}