{"id":"1fb4d882-92c3-48ac-bc6a-b54493470249","slug":"clawhub-mnetfairy-ai-insurance-advisor","name":"ai-insurance-advisor","description":"中国大陆保险顾问。本 skill 仅覆盖 6 项实际实现的能力：保险需求分析（needs_analyzer.py）、产品对比（premium_calculator.py + 本地 products.json）、保费计算（premium_calculator.py）、方案设计（plan_designer.py）、保险知识问答（insurance-knowledge.md）、合规要点提示（compliance.md）。不提供核保预审、理赔代办、朋友圈/营销文案生成、培训话术、代理人展业工具等能力——这些场景请转人工或调用专业服务。","capabilities":[],"protocols":["OPENCLAW"],"safetyScore":84,"overallRank":62,"trustScore":null,"trust":null,"source":"CLAWHUB","updatedAt":"2026-10-09T02:40:40.970Z"}