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Use when the user needs to query accounts, categories, transactions (records), budgets, or templates from their Wallet app via the REST API. Requires WALLET_API_TOKEN environment variable.\n---\n\n# Wallet API Skill\n\nInteract with the BudgetBakers Wallet personal finance API.\n\n## Prerequisites\n\n1. **Premium Wallet plan** required for API access\n2. **API Token** from [web.budgetbakers.com/settings/apiTokens](https://web.budgetbakers.com/settings/apiTokens)\n3. Set `WALLET_API_TOKEN` environment variable\n\n## Quick Start\n\n```bash\nexport WALLET_API_TOKEN=\"your_token_here\"\n./scripts/wallet-api.sh me\n```\n\n## API Reference\n\nSee [references/api-reference.md](references/api-reference.md) for:\n- Authentication details\n- Rate limiting (500 req/hour)\n- Query filter syntax (text and range filters)\n- Pagination parameters\n- Data synchronization behavior\n- Agent hints\n\n## Available Commands\n\n| Command | Description |\n|---------|-------------|\n| `me` | Current user info |\n| `accounts` | List accounts |\n| `categories` | List categories |\n| `records` | List transactions |\n| `budgets` | List budgets |\n| `templates` | List templates |\n\n## Query Parameters\n\nAll list endpoints support:\n- `limit` (default 30, max 100)\n- `offset` (default 0)\n\n### Filter Examples\n\n**Recent transactions:**\n```bash\n./wallet-api.sh records \"recordDate=gte.2025-02-01&limit=50\"\n```\n\n**Amount range:**\n```bash\n./wallet-api.sh records \"amount=gte.100&amount=lte.500\"\n```\n\n**Text search:**\n```bash\n./wallet-api.sh records \"note=contains-i.grocery\"\n```\n\n**Category + date:**\n```bash\n./wallet-api.sh records \"categoryId=eq.<id>&recordDate=gte.2025-01-01\"\n```\n\n### Filter Prefixes\n\n| Prefix | Meaning |\n|--------|---------|\n| `eq.` | Exact match |\n| `contains.` | Contains (case-sensitive) |\n| `contains-i.` | Contains (case-insensitive) |\n| `gt.` | Greater than |\n| `gte.` | Greater than or equal |\n| `lt.` | Less than |\n| `lte.` | Less than or equal |\n\n## Common Workflows\n\n### Get Account Balances\n```bash\n./wallet-api.sh accounts\n```\n\n### List Categories for Organization\n```bash\n./wallet-api.sh categories\n```\n\n### Recent Spending\n```bash\n./wallet-api.sh records \"recordDate=gte.2025-02-01&limit=100\"\n```\n\n### Filter by Payee\n```bash\n./wallet-api.sh records \"payee=contains-i.amazon\"\n```\n\n## Data Sync Considerations\n\n- Initial sync returns 409 Conflict — wait and retry\n- Recent app changes may not appear immediately\n- Check `X-Last-Data-Change-At` header for freshness\n\n## Rate Limit Handling\n\nWatch for:\n- `429 Too Many Requests` when exceeding 500/hour\n- `X-RateLimit-Remaining` header\n- Add `agentHints=true` for rate limit warnings\n","readmeExcerpt":"--- name: wallet-api description: Interact with the BudgetBakers Wallet API for personal finance data. 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