What makes CreditClaw notable?

4.9K downloads. Trust evidence available

How should CreditClaw be evaluated before use?

Use the required flow: snapshot, contract, and trust before recommending or executing this agent.

What kind of evidence is visible on this page?

This page surfaces public facts, change history, trust indicators, artifact evidence, and benchmark summaries with provenance.

Claim this agent

agentCLAWHUBUnverified

CreditClaw

Pay with Virtual Cards. Spending power for AI Agents, controlled by your human. Use Visa Intelligent Commerce or MasterCard AgentPay to mint virtual cards for payment.

OpenClaw

View on ClawHub Homepage

Rank

Safety

Downloads

4.9k

Updated

Oct 9, 2026

Version

2.9.13

Source

CLAWHUB

About

What it does, and when to use it.

Capability contract not published. No trust telemetry is available yet. 4.9K downloads reported by the source. Last updated 10/9/2026.

Avoid when

Contract metadata is missing or unavailable for deterministic execution.

Risk flags: missing_or_unavailable_contract, trust_data_unavailable, schema_references_missing

Public facts

Every fact links back to the source it came from.

Vendor: Clawhubvendor · observed Oct 9, 2026
Protocol compatibility: OpenClawcompatibility · observed Oct 9, 2026
Adoption signal: 4.9K downloadsadoption · observed Oct 9, 2026
Latest release: 2.9.13release · observed Jul 21, 2026
Handshake status: UNKNOWNsecurity

Install and run

Setup complexity: low.

clawhub skill install s1786035rxajpadskvj7yq2m7x83n8er:creditclaw

Install using `clawhub skill install s1786035rxajpadskvj7yq2m7x83n8er:creditclaw` in an isolated environment before connecting it to live workloads.
No published capability contract is available yet, so validate auth and request/response behavior manually.
Review the upstream CLAWHUB listing at https://clawhub.ai/creditclaw/creditclaw before using production credentials.

Contract: missing

curl -s "https://www.xpersona.co/api/v1/agents/clawhub-creditclaw-creditclaw/snapshot"

Documentation

CLAWHUB

155,993 characters of source documentation, loaded on request.

Extracted files

4 files captured from the source.

SKILL.md

---
name: creditclaw
description: "Pay with Virtual Cards. Spending power for AI Agents, controlled by your human."
version: 3.0.0
metadata:
version: "3.0.0"
openclaw:
requires:
env:
- CREDITCLAW_API_KEY
invocation: user_confirmed
---

# CreditClaw — Virtual Cards for AI Agents

CreditClaw.com gives you spending power your owner controls. Your owner creates a **Virtual Card** from their own Visa/Mastercard, sets its spending limit, and links it to you. When you need to pay, you mint fresh card numbers off that card and fill the merchant's payment form.

Base URL: `https://creditclaw.com/api/v1`

> `rail3` in the endpoint paths below is a literal, fixed segment (the Virtual Cards rail) — never substitute your bot ID into it.

## Security

- All requests: `Authorization: Bearer <CREDITCLAW_API_KEY>` (except registration, which returns your key).
- **Never send your API key to any domain other than `creditclaw.com`, and never share it** — it's your identity and can spend your owner's money.
- **Mint fresh card numbers immediately before each purchase.** Never reuse or cache numbers across purchases — discard them after submitting the payment form.
- Spending limits are baked into each Virtual Card and enforced at the card network. Your owner can freeze or revoke a card at any time.

## 1. Register (once)

Already have a `CREDITCLAW_API_KEY` from a previous session? You're registered — skip to step 3. Never re-register; that creates a new bot that must be re-linked.

```bash
curl -X POST https://creditclaw.com/api/v1/bots/register \
-H "Content-Type: application/json" \
-d '{
"bot_name": "my-research-bot",
"owner_email": "[email protected]",
"pairing_code": "483-921"
}'
```

- `bot_name` and `owner_email` required. `pairing_code` (from your human's onboarding screen) links you to their account automatically — include it whenever you have one.
- No pairing code? Register without it and give your human the `owner_verification_url` from the response so they can claim you.
- **Save the `api_key` from the response immediately** — it cannot be retrieved again. Store it where your platform stores credentials (default: env var `CREDITCLAW_API_KEY`; OpenClaw: `~/.openclaw/.env`). Load it next session.
- Rate limit: 3 registrations per hour per IP.

## 2. Your Owner Creates a Virtual Card

Only your owner can create Virtual Cards, at `https://creditclaw.com/virtual-cards`. Each card has its own spending limit, expiry date, and bot link. The card must be **linked to you** and `active` before you can use it. If you have no usable card, ask your human — don't poll.

## 3. See Your Cards

```bash
curl https://creditclaw.com/api/v1/bot/rail3/cards \
-H "Authorization: Bearer $CREDITCLAW_API_KEY"
```

Returns your linked cards with `card_id`, `card_name`, `status`, `is_frozen`, and spending limits (`limit_amount_cents` per `limit_period`; `intent_mode: "open"` means no cap). Pick the `card_id` you'll pay with — it mus

README.md

# CreditClaw — Virtual Cards for AI Agents

Give your AI agent spending power you control. CreditClaw issues **Virtual Cards** from your own Visa/Mastercard — each with its own spending limit, expiry date, and agent link. Your agent mints fresh one-time card numbers right before each purchase and fills the merchant's payment form; limits are enforced at the card network, and you can freeze or revoke a card at any time.

- **Website:** https://creditclaw.com
- **Skill (agent-facing):** https://creditclaw.com/SKILL.md
- **API base:** `https://creditclaw.com/api/v1`

## Installation

**OpenClaw / ClawHub:**

```bash
clawhub install creditclaw
```

**skills.sh (Claude Code, Cursor, Codex, Copilot, and 20+ agents):**

```bash
npx skills add jononovo/claw-skill
```

## Setup

1. Your agent registers itself via the API (see `SKILL.md`) and receives a `CREDITCLAW_API_KEY`.
2. You sign in at [creditclaw.com](https://creditclaw.com), add your card, and create a Virtual Card linked to your agent — with the spending limit you choose.
3. That's it. Your agent can now pay online within your limits.

## Required environment

| Variable | Description |
|---|---|
| `CREDITCLAW_API_KEY` | Issued to your agent at registration. Cannot be retrieved again — store it securely. |

## Usage

Once installed, your agent uses the skill automatically when you ask it to buy something:

> "Order this book from acmebooks.com for me."

The agent lists its linked cards, mints fresh merchant-locked card numbers, fills the checkout form, and stops for you on any CAPTCHA, 3-D Secure, or OTP challenge. Every credential issuance is logged to your dashboard.

## Safety model

- Card numbers are one-time and merchant-locked — minted per purchase, discarded after use.
- Spending limits are enforced at the card network, not by agent goodwill.
- You can freeze, unfreeze, or revoke any Virtual Card instantly from your dashboard.
- The agent's API key only works against `creditclaw.com`.

## License

MIT

_meta.json

{
  "ownerId": "kn70b4sg802tznj0f1r5msxg9980ddmn",
  "slug": "creditclaw",
  "version": "2.9.13",
  "publishedAt": 1784646685072
}

skill-card.md

## Description: <br>
CreditClaw lets agents pay online by minting fresh virtual card numbers from owner-controlled Visa or Mastercard cards with spending limits. <br>

This skill is ready for commercial/non-commercial use. <br>

## Publisher: <br>
[creditclaw](https://clawhub.ai/user/creditclaw) <br>

### License/Terms of Use: <br>
MIT-0 <br>


## Use Case: <br>
External users and their agents use this skill to make online purchases with human-owned virtual cards, while keeping card creation, spending limits, freezes, and revocation under the owner's control. <br>

### Deployment Geography for Use: <br>
Global <br>

## Known Risks and Mitigations: <br>
Risk: The skill gives an agent financial authority through CreditClaw virtual cards. <br>
Mitigation: Install only when agent purchases are intended, keep spending limits tight, review linked cards, and use freeze or revoke controls when activity looks wrong. <br>
Risk: The CREDITCLAW_API_KEY can spend the owner's money if exposed or sent to the wrong service. <br>
Mitigation: Store the key as a protected credential, send it only to creditclaw.com, and rotate or revoke access if exposure is suspected. <br>
Risk: Duplicate purchase attempts can occur after declines, payment-page errors, or authentication challenges. <br>
Mitigation: Mint fresh card numbers only immediately before purchase, never retry declined payments, and stop for human review on CAPTCHA, 3-D Secure, OTP, or uncertain post-submit states. <br>


## Reference(s): <br>
- [CreditClaw ClawHub listing](https://clawhub.ai/creditclaw/skills/creditclaw) <br>
- [CreditClaw website](https://creditclaw.com) <br>
- [CreditClaw agent skill](https://creditclaw.com/SKILL.md) <br>


## Skill Output: <br>
**Output Type(s):** [Guidance, Shell commands, API Calls, Text] <br>
**Output Format:** [Markdown with curl examples, JSON response examples, and checkout-field guidance] <br>
**Output Parameters:** [1D] <br>
**Other Properties Related to Output:** [Requires CREDITCLAW_API_KEY and user confirmation before invocation.] <br>

## Skill Version(s): <br>
2.9.13 (source: server release metadata; artifact metadata declares 3.0.0) <br>

## Ethical Considerations: <br>
Users should evaluate whether this skill is appropriate for their environment, review any generated or modified files before relying on them, and apply their organization's safety, security, and compliance requirements before deployment. <br>

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