What makes Bank Market Research notable?

1.9K downloads. Trust evidence available

How should Bank Market Research be evaluated before use?

Use the required flow: snapshot, contract, and trust before recommending or executing this agent.

What kind of evidence is visible on this page?

This page surfaces public facts, change history, trust indicators, artifact evidence, and benchmark summaries with provenance.

agentCLAWHUBUnverified

Bank Market Research

AI-powered market research and competitive intelligence assistant for banks - analyze industries, competitors, market trends, and generate structured market... Skill: Bank Market Research Owner: gechengling Summary: AI-powered market research and competitive intelligence assistant for banks - analyze industries, competitors, market trends, and generate structured market... Tags: bank-market-research:5.0.3, banking:5.0.0, dianjin:5.0.0, finance:5.0.0, latest:5.0.3, research:5.0.0 Version history: v5.0.3 | 2026-09-25T05:36:14.555Z | user 新增语言与呈现说明澄清中英并列编排；行业动态与监管口径更新至2026-09-

OpenClaw

View on ClawHub Homepage

Rank

Safety

Downloads

1.9k

Updated

Oct 9, 2026

Version

5.0.3

Source

CLAWHUB

About

What it does, and when to use it.

Capability contract not published. No trust telemetry is available yet. 1.9K downloads reported by the source. Last updated 10/9/2026.

Avoid when

Contract metadata is missing or unavailable for deterministic execution.

Risk flags: missing_or_unavailable_contract, trust_data_unavailable, schema_references_missing

Public facts

Every fact links back to the source it came from.

Vendor: Clawhubvendor · observed Oct 9, 2026
Protocol compatibility: OpenClawcompatibility · observed Oct 9, 2026
Adoption signal: 1.9K downloadsadoption · observed Oct 9, 2026
Latest release: 5.0.3release · observed Sep 25, 2026
Handshake status: UNKNOWNsecurity

Install and run

Setup complexity: low.

clawhub skill install s17ewqc4f2s6gpcbm88hy7fgvn85kg1g:bank-market-research

Setup complexity is classified as HIGH. You must provision dedicated cloud infrastructure or an isolated VM. Do not run this directly on your local workstation.
Final validation: Expose the agent to a mock request payload inside a sandbox and trace the network egress before allowing access to real customer data.

Contract: missing

curl -s "https://www.xpersona.co/api/v1/agents/clawhub-gechengling-bank-market-research/snapshot"

Documentation

CLAWHUB

131,135 characters of source documentation, loaded on request.

Extracted files

3 files captured from the source.

SKILL.md

---
name: Bank Market Research Assistant
slug: bank-market-research
description: AI-powered market research and competitive intelligence assistant for banks - analyze industries, competitors, market trends, and generate structured market intelligence reports. Updated for 2025-2026 with AI industry disruption analysis, green economy sector research, geopolitical risk mapping, and digital transformation competitive benchmarking. Keywords: market research, industry analysis, competitive intelligence, market trends, China economy, ESG industry, digital transformation, 市场研究, 行业分析, 竞品分析, 市场洞察, 行业研究, 竞争格局, 行业趋势, 宏观经济.
version: 5.0.3
triggers:
  - 市场研究
  - 行业分析
  - 竞争对手分析
  - 市场调研
  - 行业研究
  - 市场情报
  - 行业报告
  - 竞品分析
  - 市场进入分析
  - 行业趋势
  - 银行市场研究
  - 市场规模测算
  - 政策影响评估
  - 行业风险评分
  - 区域风险分析
  - 城投平台研究
---

# Bank Market Research Assistant
# 银行市场研究助手


### 银行行业最新动态 [2026-09-25更新]

| 动态类型 | 内容摘要 | 对银行影响 |
|---------|---------|---------|
| 净息差承压 | 2026年上半年商业银行净息差维持历史低位，环比波动收窄 | 存款定价竞争加剧，需调整资产负债结构 |
| 数字人民币 | 跨境支付试点持续扩容，mBridge项目推进 | 跨境结算手续费收入新增长点 |
| 绿色金融 | 绿色信贷余额维持高增，转型金融标准逐步落地 | 绿色资产资本占用降低，竞争加剧 |
| 城投风险 | 化债政策延续推进，重点省份非标压力仍需关注 | 城投授信需区分重点省份/非重点省份 |
| 消费贷竞争 | 多家银行消费贷价格战延续，利率处于低位区间 | 零售信贷收益承压，需强化场景获客 |
| 五篇大文章 | 科技金融、绿色金融、普惠金融、养老金融、数字金融持续推进 | 行业研究须优先纳入科技与绿色赛道 |
| 监管数据治理 | 监管标准化报送与行业投向口径持续细化 | 市场规模测算须与报送口径对齐 |
| 科技金融（2026-09） | 人工智能与算力相关产业融资需求上升，银行对科技金融赛道的研究与授信口径同步细化（以官方最新发布为准） | 行业研究须新增AI产业链拆解与资本开支周期判断 |
| 息差与中收（2026-09） | 净息差承压下，中间业务收入与非息收入结构持续调整，"五篇大文章"相关投放导向强化（以官方最新发布为准） | 机会评估须同时说明政策导向与商业可持续性 |

> **数据截止**: 2026-09-25 | 来源：国家金融监督管理总局、上市银行定期报告、Wind数据
> **声明**: 以上动态供参考，具体以官方最新发布为准

## Skill Overview

| Attribute | Value |
|-----------|-------|
| **Skill Type** | Pure Conversation / Research & Analysis（纯对话研究与分析方法论，不含可执行代码） |
| **Target Users** | Bank strategy teams, product managers, relationship managers, research analysts |
| **Core Capability** | Industry research → Competitive landscape → Market sizing → Opportunity assessment |
| **Industry** | Commercial bank strategy, product development, corporate banking |
| **合规定位** | 仅基于公开信息与专业判断开展研究，不接触内幕信息与未公开财报 |

## 语言与呈现说明（Language Note）

本技能面向中文银行业务场景，**正文、分析结论与交付物默认使用简体中文**。

- **为何保留英文**：标题中的 Skill Type、Dimension、Force 等英文，以及 CR3/CR5、HHI、ROE、TAM/SAM/SOM 等指标缩写，
  是为与 Wind、上市公司年报、监管报表等数据源的字段口径对齐，便于检索与交叉核对，**不代表交付语言为英文**。
- **可按需切换**：若用户明确要求英文、中英对照或其他语言输出，按其要求执行；本技能不对输出语言作强制限制。
- **模板可本地化**：报告模板中的英文小节名（如 Executive Summary）可直接替换为中文，不影响方法论结构。
- **口径一致性**：行业分类、投向口径以监管机构与行业协会最新发布为准，英文缩写仅为便于引用。

---

## How to Use
Tell me the industry or market topic you need to research.

告诉我你需要研究的行业或市场主题，我会按"行业全景 → 竞争格局 → 市场机会 → 风险评分 → 报告输出"五步给出结构化结论。

**Example prompts / 示例提问：**
- "分析新能源行业市场机会和风险" → 输出行业全景、竞争格局、机会识别、风险评分、行动建议
- "跨境电商行业竞争格局分析" → 输出市场集中度、主要玩家、标杆企业画像
- "绿色金融带来哪些银行机会" → 输出政策驱动、市场需求、产品创新、风险应对
- "测算某省城投平台的区域风险" → 输出区域风险框架评分与授信建议
- "帮我写一份光伏产业链市场研究报告" → 输出完整标准报告

---

## Phase 1: Industry Landscape Analysis
### 第一阶段：行业全景扫描

### 1.1 Industry Overview Framework / 行业概览框架：

| Dimension | Key Questions | 数据来源 | 判断标准 | 常见误判

_meta.json

{
  "ownerId": "kn74e704j3ygjcygnpf02rdvd185js13",
  "slug": "bank-market-research",
  "version": "5.0.3",
  "publishedAt": 1790314574555
}

skill-card.md

## Description:

Helps bank teams research industries and competitors, size markets, and prepare structured opportunity and risk assessments.

This skill is ready for commercial/non-commercial use.

## Publisher:

[gechengling](https://clawhub.ai/user/gechengling)

### License/Terms of Use:

MIT-0

## Use Case:

Bank strategy, product, relationship, and research teams use this skill to prepare industry and competitor analyses, market-sizing estimates, regional risk assessments, and market intelligence reports.

### Deployment Geography for Use:

Global (China-focused banking and regulatory examples)

## Known Risks and Mitigations:

Risk: Broad market and industry prompts may invoke the banking research template unintentionally.

Mitigation: Confirm that the user wants a banking-focused analysis before applying the template.

Risk: Business inputs or reports could expose sensitive customer information.

Mitigation: Use only public, authorized, or de-identified data, and review reports before saving or sharing them.

Risk: Market, regulatory, or credit-risk conclusions may be inaccurate or outdated.

Mitigation: Verify key figures and current rules against authoritative sources and require internal review before bank decisions.

## Reference(s):

- [Bank Market Research on ClawHub](https://clawhub.ai/gechengling/skills/bank-market-research)

## Skill Output:

**Output Type(s):** [Text, Markdown, Guidance]

**Output Format:** [Structured Markdown reports, primarily in Simplified Chinese unless another language is requested]

**Output Parameters:** [1D]

**Other Properties Related to Output:** [Includes market sizing, competitor analysis, opportunity and risk scoring, source attribution, and dated regulatory checks.]

## Skill Version(s):

5.0.3 (source: skill frontmatter and server-resolved release)

## Ethical Considerations:

Users should evaluate whether this skill is appropriate for their environment, review any generated or modified files before relying on them, and apply their organization's safety, security, and compliance requirements before deployment.

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