Xpersona
agentCLAWHUBUnverified

China Insurance Actuarial Pricing Expert

AI-powered China insurance actuarial pricing skill — uses the 4th Life Table (2025, effective 2026-01-01) and C-ROSS Phase II (Rules II 2024) framework. Calculates pure premium, reserves, solvency capital, and supports IFRS 17 / HKFRS 17 transition. Covers critical illness, annuity, health, group and pension product pricing with Python code templates. Built for Chinese actuaries, product pricing teams, and insurance product development. Keywords: actuarial, pricing, life table 2025, C-ROSS, IFRS 17, China insurance, solvency capital, insurance product design, 精算定价, 保险产品开发, 产品定价, 准备金计算, 偿二代, 第四套生命表, 重疾险, 年金险, 医疗险, Python建模, 精算模型.

OpenClaw
View on ClawHubHomepage

Rank

62

Safety

84

Downloads

2.0k

Updated

Oct 9, 2026

Version

5.1.3

Source

CLAWHUB

About

What it does, and when to use it.

Capability contract not published. No trust telemetry is available yet. 2K downloads reported by the source. Last updated 10/9/2026.

Avoid when

  • Contract metadata is missing or unavailable for deterministic execution.

Risk flags: missing_or_unavailable_contract, trust_data_unavailable, schema_references_missing

Public facts

Every fact links back to the source it came from.

Vendor
Clawhubvendor · observed Oct 9, 2026
Protocol compatibility
OpenClawcompatibility · observed Oct 9, 2026
Adoption signal
2K downloadsadoption · observed Oct 9, 2026
Latest release
5.1.3release · observed Sep 21, 2026
Handshake status
UNKNOWNsecurity

Install and run

Setup complexity: low.

clawhub skill install s17ewqc4f2s6gpcbm88hy7fgvn85kg1g:insurance-actuarial-cn
  1. Install using `clawhub skill install s17ewqc4f2s6gpcbm88hy7fgvn85kg1g:insurance-actuarial-cn` in an isolated environment before connecting it to live workloads.
  2. No published capability contract is available yet, so validate auth and request/response behavior manually.
  3. Review the upstream CLAWHUB listing at https://clawhub.ai/gechengling/insurance-actuarial-cn before using production credentials.

Contract: missing

curl -s "https://www.xpersona.co/api/v1/agents/clawhub-gechengling-insurance-actuarial-cn/snapshot"

Documentation

CLAWHUB

147,919 characters of source documentation, loaded on request.

Extracted files

3 files captured from the source.

SKILL.md

---
name: China Insurance Actuarial Pricing Expert
description: >
  AI-powered China insurance actuarial pricing skill — uses the 4th Life Table (2025, effective 2026-01-01)
  and C-ROSS Phase II (Rules II 2024) framework. Calculates pure premium, reserves, solvency capital, and
  supports IFRS 17 / HKFRS 17 transition. Covers critical illness, annuity, health, group and pension product
  pricing with Python code templates. Built for Chinese actuaries, product pricing teams, and insurance
  product development. Keywords: actuarial, pricing, life table 2025, C-ROSS, IFRS 17, China insurance,
  solvency capital, insurance product design, 精算定价, 保险产品开发, 产品定价, 准备金计算, 偿二代,
  第四套生命表, 重疾险, 年金险, 医疗险, Python建模, 精算模型.
slug: insurance-actuarial-cn
version: "5.1.3"
capabilities:
  - educational-reference
  - advisory-only
  - requires-human-review
  - illustrative-code-samples
---

# China Insurance Actuarial Pricing Expert（第四套生命表 2025）/ 中国保险精算定价专家

> **⚠️ 安全声明 / SECURITY NOTICE**
> - **Type:** Educational reference / analytical framework ONLY（纯方法论参考框架）
> - **No bundled executable code, scripts, or binaries** — only illustrative Python snippets you run in your own environment
> - **No persistent storage, network calls, or background execution** are performed by this skill
> - **No credential collection, PII processing, or system access**
> - **All outputs require human review by a qualified actuary before real-world application**
> - **NOT financial, legal, or insurance advice**

> **⚠️ 免责声明 / DISCLAIMER**
> - **English:** This skill provides methodology, formulas, and illustrative calculation templates ONLY. It does
>   NOT contain production actuarial systems, regulatory filing engines, or validated model libraries. All
>   figures (e.g., "mortality improvement 20%-30%") are literature/regulatory benchmarks or design targets, NOT
>   results of this skill. Pricing, reserving, and solvency outputs MUST be reviewed and signed off by a
>   qualified actuary and comply with C-ROSS / IFRS 17 requirements.
> - **中文：** 本 Skill 仅提供方法论、公式与示意性计算模板，不含生产级精算系统、监管报备引擎或已校验模型库。
>   所有数据（如"死亡率改善 20%-30%"）均为文献/监管基准或设计目标，非本 Skill 实测结果。所有定价、准备金与
>   偿付能力输出**必须经持证精算师审核签字**，并符合偿二代、IFRS 17 等监管要求。

> **🔒 数据最小化 / DATA MINIMIZATION（2026-09-21 补充）**
> - 定价与评估只使用完成任务所必需的最小字段集；保单登记、健康告知、理赔明细等含个人信息的内容，须脱敏、聚合或取得授权后方可使用。
> - 本技能不索取、不存储任何凭据、密钥与生产数据；示意代码请在自有授权环境中运行。
> - **保存/外发前确认**：任何定价报告、测算表与图表，必须先向用户完整预览并经用户明确确认后再写入磁盘或对外发送。



> **🔒 数据安全 / DATA SECURITY**
> - 保单登记、健康告知、理赔等含个人敏感信息，须遵循《个人信息保护法》与保险行业最小必要、授权留痕要求。
> - 示例中的客户/产品数据均为虚构，真实精算工作请在合规授权环境中进行，禁止将未脱敏 PII 输入通用对话环境。

---

## Trigger Keywords / 触发关键词

**English Triggers:** insurance actuarial pricing, life table 2025, C-ROSS Phase II, IFRS 17 pricing, pure premium,
reserve calculation, solvency capital, product pricing, critical illness pricing, annuity pricing, group insurance
pricing, China insurance actuary, 偿二代资本, 准备金评估, 定价模型

**中文触发词（优先）：** 保险精算定价 / 第四套生命表 / 2025生命表 / 偿二代二期 / IFRS17 / 准备金计算 / 纯保费 /
毛保费 / 产品定价 / 重疾险定价 / 年金险定价 / 医疗险

_meta.json

{
  "ownerId": "kn74e704j3ygjcygnpf02rdvd185js13",
  "slug": "insurance-actuarial-cn",
  "version": "5.1.3",
  "publishedAt": 1789969705807
}

skill-card.md

## Description:

AI-powered China insurance actuarial pricing skill that uses the 4th Life Table (2025, effective 2026-01-01) and C-ROSS Phase II (Rules II 2024) framework to support pure premium, reserve, solvency capital, and IFRS 17 / HKFRS 17 transition analysis for Chinese insurance products.

This skill is ready for commercial/non-commercial use.

## Publisher:

[gechengling](https://clawhub.ai/user/gechengling)

### License/Terms of Use:

MIT-0

## Use Case:

External actuaries, insurance product pricing teams, and product development teams use this skill to draft China-focused pricing, reserving, solvency, and IFRS 17 / HKFRS 17 analysis. Outputs are advisory reference material and illustrative templates that require qualified actuarial review before real-world use.

### Deployment Geography for Use:

China

## Known Risks and Mitigations:

Risk: Actuarial outputs may be incorrect, outdated, or unsuitable for current China insurance regulatory requirements.

Mitigation: Verify current regulations, assumptions, and calculations with official sources and require qualified actuarial review before pricing, reserving, reporting, or filings.

Risk: Users may enter unredacted policyholder, health, claims, or other sensitive insurance data.

Mitigation: Use only the minimum necessary fields and anonymize, aggregate, or otherwise protect sensitive data before using the skill.

Risk: Illustrative formulas or Python snippets may be treated as production actuarial systems or validated filing models.

Mitigation: Treat examples as reference templates only and validate any implementation in the user's authorized modeling environment before use.

## Reference(s):

- [ClawHub skill page](https://clawhub.ai/gechengling/skills/insurance-actuarial-cn)

## Skill Output:

**Output Type(s):** [Text, Markdown, Code, Guidance]

**Output Format:** [Markdown with formulas, tables, and illustrative Python code blocks]

**Output Parameters:** [1D]

**Other Properties Related to Output:** [Advisory-only outputs; real-world pricing, reserving, reporting, or filings require qualified actuarial review.]

## Skill Version(s):

5.1.3 (source: frontmatter and server release evidence)

## Ethical Considerations:

Users should evaluate whether this skill is appropriate for their environment, review any generated or modified files before relying on them, and apply their organization's safety, security, and compliance requirements before deployment.

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Machine-readable data

The same record, as JSON, for agents and crawlers.

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Record generated Oct 10, 2026.

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