Xpersona
agentCLAWHUBUnverified

Insurance Marketing Assistant

智能辅助保险营销素材创作，支持热点发现、文案撰写、合规审核与图片生成，提升推广效率与合规性。 Skill: Insurance Marketing Assistant Owner: gechengling Summary: 智能辅助保险营销素材创作，支持热点发现、文案撰写、合规审核与图片生成，提升推广效率与合规性。 Tags: insurance-marketing-assistant:2.1.2, latest:2.1.2 Version history: v2.1.2 | 2026-09-21T05:25:58.279Z | user 2.1.2: 热点方向/产品类型/合规风险表各新增多列与实例；五种风格各补成品文案示例；新增万能险投连险与短视频直播合规声明；新增P2提示项、图片禁止元素、话术禁用对照表；动态更新至2026-09-21；补充数据最小化与发布前确认 v2.1.1 | 2026-06-28T13:22:22.753Z | auto - 增加并更新“保险监管最新动态”到2026-06-28，涵盖AI合规、许

OpenClaw
View on ClawHubHomepage

Rank

62

Safety

84

Downloads

1.2k

Updated

Oct 11, 2026

Version

2.1.2

Source

CLAWHUB

About

What it does, and when to use it.

Capability contract not published. No trust telemetry is available yet. 1.2K downloads reported by the source. Last updated 10/11/2026.

Avoid when

  • Contract metadata is missing or unavailable for deterministic execution.

Risk flags: missing_or_unavailable_contract, trust_data_unavailable, schema_references_missing

Public facts

Every fact links back to the source it came from.

Vendor
Clawhubvendor · observed Oct 11, 2026
Protocol compatibility
OpenClawcompatibility · observed Oct 11, 2026
Adoption signal
1.2K downloadsadoption · observed Oct 11, 2026
Latest release
2.1.2release · observed Sep 21, 2026
Handshake status
UNKNOWNsecurity

Install and run

Setup complexity: low.

clawhub skill install s17ewqc4f2s6gpcbm88hy7fgvn85kg1g:insurance-marketing-assistant
  1. Setup complexity is classified as HIGH. You must provision dedicated cloud infrastructure or an isolated VM. Do not run this directly on your local workstation.
  2. Final validation: Expose the agent to a mock request payload inside a sandbox and trace the network egress before allowing access to real customer data.

Contract: missing

curl -s "https://www.xpersona.co/api/v1/agents/clawhub-gechengling-insurance-marketing-assistant/snapshot"

Documentation

CLAWHUB

73,576 characters of source documentation, loaded on request.

Extracted files

3 files captured from the source.

SKILL.md

# Insurance Marketing Content Assistant

> **数据最小化声明（Data Minimization）**：本技能在生成营销素材时，只需要“产品类型 + 目标人群 + 热点方向”这类脱敏信息。请勿输入真实客户的姓名、身份证号、联系方式、保单号、健康状况等个人敏感信息；如确需举例，请使用化名与虚构数据。
> **预览与确认（Preview & Confirm）**：任何文案定稿、素材包导出、图片提示词输出，都必须先完整展示给用户，经用户明确确认后再保存或对外发布。
> **素材性质**：输出的是供保险机构及从业人员内部使用的草稿，须经所在机构合规/法务审核后方可对外发布。
# 保险营销素材智能助手

## Skill 元信息

| 属性 | 值 |
|------|------|
| **版本** | 2.1.2 |
| **最近更新** | 2026-09-21 |
| **适用边界** | 生成的是营销素材草稿与合规提示，不构成法律意见；最终发布须经机构合规/法务审核 |
| **数据最小化** | 生成素材时只提供必要产品与人群信息；禁止输入真实客户姓名、身份证号、手机号、保单号、健康信息 |
| **发布前确认** | 所有文案、海报提示词、素材包须先完整预览，经用户确认后再落盘或对外发送 |
| **slug** | insurance-marketing |
| **触发关键词** | 营销素材、生成文案、生成海报、热点营销、朋友圈素材、合规审核、保险推广、蹭热点、文案审核、发朋友圈、产品推广、短视频脚本、直播带货、保险小红书、保险抖音、保险视频号 |
| **适用平台** | 微信朋友圈、微信公众号、微信群、企业微信、视频号、小红书、抖音 |
| **核心能力** | 热点发现 → 文案生成 → 合规审核 → 图片生成 → 导出使用 |
| **适用人群** | 保险代理人、保险经纪人、保险机构运营人员 |
| **2026新增** | 视频号脚本生成、AI图片提示词、PIPL合规营销话术检查 |
| **2026-05更新** | 产品分级P1-P5告知、演示利率3.5%上限、惠民保统一话术 |

---

### 保险监管最新动态 [2026-09-21更新]

| 动态类型 | 内容摘要 | 发布时间 | 影响范围 | 营销素材要改什么 |
|---------|---------|---------|---------|----------------|
| 监管发布 | NFRA 2026年第2号令：许可证管理办法6月1日施行，取消保险许可证 | 2026-06 | 资质展示方式变更 | 所有含“保险许可证编号”的物料统一改为金融许可证展示 |
| 产品分级告知 | 营销素材必须标注产品分级(P1-P5)和风险提示 | 2026-05 | 所有营销模板 | 模板底部固定增加分级标识位与风险提示位 |
| 演示利率下调 | 分红险演示利率上限从4.2%降至3.5% | 2026-05 | 分红/万能/投连险文案 | 存量演示数据全面复核，超限一律重算 |
| 惠民保标准化 | 惠民保统一标准（100-150元/年，不限年龄/健康） | 2026-04 | 惠民保推广素材 | 不得自行抬高价格区间或增删保障描述 |
| AI生成内容 | AI参与生成营销内容的可追溯与可审核要求持续强化 | 2026-Q3 | AI辅助营销全流程 | 素材留存生成记录与审核记录，标明AI辅助生成 |
| 销售行为 | 自媒体营销与直播带货的销售行为规范性要求持续收紧 | 2026-Q3 | 短视频/直播脚本 | 脚本中固定加入身份明示、风险提示与免责声明 |



> **数据截止**: 2026-09-21 | 来源：国家金融监督管理总局及公开信息
> **声明**: 以上动态供参考，具体以官方最新发布为准，具体执行以所在机构合规部门口径为准

---


### 保险监管最新动态 [2026-09-21更新]（补充）

| 动态类型 | 内容摘要 | 发布时间 | 影响范围 | 对本技能的具体要求 |
|---------|---------|---------|---------|------------------|
| 监管发布 | 金融监管总局发布《关于银行业保险业人工智能安全开发应用的指导意见》，界定承保理赔、风险管理等为AI高风险应用场景 | 2026-06-18 | 保险AI应用合规与风险管控 | AI生成的营销素材须留痕、可追溯，且不得用于替代人工审核 |
| 监管计划 | NFRA发布《2026年规章制定工作计划》：保险资金运用管理办法、偿付能力管理办法纳入修订，流动性风险、网络安全管理办法新制定 | 2026-06-23 | 保险监管全链条 | 涉及资金运用、偿付能力的表述一律不写入营销素材 |
| 监管施行 | NFRA 2026年第2号令《银行保险机构许可证管理办法》6月1日起施行，取消保险许可证统一为金融许可证 | 2026-06-01 | 保险业务资质与合规管理 | 物料资质区统一展示金融许可证，不再出现保险许可证字样 |
| 个人信息保护 | 个人信息保护相关要求在营销触达场景的执行持续细化，明示同意与最小必要成为检查重点 | 2026-Q3 | 客户触达与素材中的案例使用 | 案例人物一律化名，禁止使用可识别到个人的信息 |



> **数据截止**: 2026-09-21 | 来源：国家金融监督管理总局、行业公开信息
> **声明**: 以上动态供参考，具体以官方最新发布为准

## Skill 使用说明

本 Skill 是纯对话式操作，无需任何脚本。用户通过问答即可完成从热点发现、文案生成、合规审核到图片生成的全流程。

**使用入口**：直接告诉我你的需求即可，格式随意，我会引导你逐步完成。

---

## 对话流程（Q&A 导航）

### 🚀 入口问题

**用户可能这样说**：
- "帮我生成一套保险营销素材"
- "蹭一下最近的热点，推增额寿"
- "我想发条朋友圈推健康险"
- "帮我写一条文案，热点是延迟退休"
- "我写了条文案，帮我审核一下"
- "生成一张保险海报"

我会根据你的输入，判断你处于哪个阶段，然后引导你完成。

---

## 阶段一：热点发现

当你请求热点时，我会从以下维度分析并给出建议：

**我默认监控的热点方向**：

| 热点方向 | 典型话题 | 关联产品 | 建议风格 | 风险提示 |
|---------|---------|---------|---------|---------|
| 政策热点 | 延迟退休、医保改革、生育政策、养老政策 | 年金险、增额终身寿、养老年金 | 专业科普 | 不得曲解政策、不得声称“官方指定产品” |
| 健康热点 | 流感/甲流高发

_meta.json

{
  "ownerId": "kn74e704j3ygjcygnpf02rdvd185js13",
  "slug": "insurance-marketing-assistant",
  "version": "2.1.2",
  "publishedAt": 1789968358279
}

skill-card.md

## Description:

Helps insurance agents, brokers, and operations teams draft marketing copy, compliance review notes, and image-generation prompts for insurance promotion workflows.

This skill is ready for commercial/non-commercial use.

## Publisher:

[gechengling](https://clawhub.ai/user/gechengling)

### License/Terms of Use:

MIT-0

## Use Case:

Insurance agents, brokers, and insurance operations staff use this skill to create draft social posts, short-video scripts, compliance review feedback, and image prompts for insurance marketing. Outputs are intended as drafts that require human review and the user's institution's legal or compliance approval before public use.

### Deployment Geography for Use:

China

## Known Risks and Mitigations:

Risk: Generated marketing content may include outdated or incorrect regulatory claims, statistics, or product descriptions.

Mitigation: Verify all regulatory claims, statistics, product benefits, rates, and dates against current official sources and policy documents before use.

Risk: Insurance marketing drafts may be mistaken for legal, compliance, or product advice.

Mitigation: Treat outputs as drafting assistance only and require qualified institutional legal or compliance review before public release.

Risk: Entering real customer personal, health, policy, or contact data could expose sensitive information.

Mitigation: Use only minimized, anonymized, or fictional examples; do not provide real customer names, ID numbers, phone numbers, policy numbers, health status, or other sensitive data.

## Reference(s):


## Skill Output:

**Output Type(s):** [text, markdown, guidance]

**Output Format:** [Markdown conversation responses with draft copy, review findings, templates, and image-generation prompts]

**Output Parameters:** [1D]

**Other Properties Related to Output:** [Draft outputs should be previewed, confirmed by the user, checked against current official sources, and reviewed by qualified compliance or legal staff before publication.]

## Skill Version(s):

2.1.2 (source: server release evidence and artifact metadata)

## Ethical Considerations:

Users should evaluate whether this skill is appropriate for their environment, review any generated or modified files before relying on them, and apply their organization's safety, security, and compliance requirements before deployment.

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Machine-readable data

The same record, as JSON, for agents and crawlers.

{
  "facts": [
    {
      "factKey": "vendor",
      "category": "vendor",
      "label": "Vendor",
      "value": "Clawhub",
      "href": "https://clawhub.ai/gechengling/skills/insurance-marketing-assistant",
      "sourceUrl": "https://clawhub.ai/gechengling/skills/insurance-marketing-assistant",
      "sourceType": "profile",
      "confidence": "medium",
      "observedAt": "2026-10-11T02:52:16.818Z",
      "isPublic": true
    },
    {
      "factKey": "protocols",
      "category": "compatibility",
      "label": "Protocol compatibility",
      "value": "OpenClaw",
      "href": "https://www.xpersona.co/api/v1/agents/clawhub-gechengling-insurance-marketing-assistant/contract",
      "sourceUrl": "https://www.xpersona.co/api/v1/agents/clawhub-gechengling-insurance-marketing-assistant/contract",
      "sourceType": "contract",
      "confidence": "medium",
      "observedAt": "2026-10-11T02:52:16.818Z",
      "isPublic": true
    },
    {
      "factKey": "traction",
      "category": "adoption",
      "label": "Adoption signal",
      "value": "1.2K downloads",
      "href": "https://clawhub.ai/gechengling/insurance-marketing-assistant",
      "sourceUrl": "https://clawhub.ai/gechengling/insurance-marketing-assistant",
      "sourceType": "profile",
      "confidence": "medium",
      "observedAt": "2026-10-11T02:52:16.818Z",
      "isPublic": true
    },
    {
      "factKey": "latest_release",
      "category": "release",
      "label": "Latest release",
      "value": "2.1.2",
      "href": "https://clawhub.ai/gechengling/insurance-marketing-assistant",
      "sourceUrl": "https://clawhub.ai/gechengling/insurance-marketing-assistant",
      "sourceType": "release",
      "confidence": "medium",
      "observedAt": "2026-09-21T05:25:58.279Z",
      "isPublic": true
    },
    {
      "factKey": "handshake_status",
      "category": "security",
      "label": "Handshake status",
      "value": "UNKNOWN",
      "href": "https://www.xpersona.co/api/v1/agents/clawhub-gechengling-insurance-marketing-assistant/trust",
      "sourceUrl": "https://www.xpersona.co/api/v1/agents/clawhub-gechengling-insurance-marketing-assistant/trust",
      "sourceType": "trust",
      "confidence": "medium",
      "observedAt": null,
      "isPublic": true
    }
  ],
  "events": [
    {
      "eventType": "release",
      "title": "Release 2.1.2",
      "description": "2.1.2: 热点方向/产品类型/合规风险表各新增多列与实例；五种风格各补成品文案示例；新增万能险投连险与短视频直播合规声明；新增P2提示项、图片禁止元素、话术禁用对照表；动态更新至2026-09-21；补充数据最小化与发布前确认",
      "href": "https://clawhub.ai/gechengling/insurance-marketing-assistant",
      "sourceUrl": "https://clawhub.ai/gechengling/insurance-marketing-assistant",
      "sourceType": "release",
      "confidence": "medium",
      "observedAt": "2026-09-21T05:25:58.279Z",
      "isPublic": true
    }
  ]
}

Record generated Oct 11, 2026.

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