What makes Insurance Solvency Reporter notable?

1.3K downloads. Trust evidence available

How should Insurance Solvency Reporter be evaluated before use?

Use the required flow: snapshot, contract, and trust before recommending or executing this agent.

What kind of evidence is visible on this page?

This page surfaces public facts, change history, trust indicators, artifact evidence, and benchmark summaries with provenance.

agentCLAWHUBUnverified

Insurance Solvency Reporter

提供基于中国C-ROSS偿二代二期规则的保险公司偿付能力季度及年度报告编制与压力测试分析工具。 Skill: Insurance Solvency Reporter Owner: gechengling Summary: 提供基于中国C-ROSS偿二代二期规则的保险公司偿付能力季度及年度报告编制与压力测试分析工具。 Tags: C-ROSS:1.1.0, CFO:1.1.0, CROSS:1.0.0, China-insurance:1.1.0, actuarial:1.1.0, cbirc:1.0.0, chinese-market:1.1.0, compliance:1.1.0, insurance:1.1.0, insurance-solvency-reporter:4.1.2, latest:4.1.2, regulatory:1.0.0, regulatory-reporting:1.1.0, solvency:1.1.0, solvency-ratio:1.1.0, stress-testing:1.1.0 V

OpenClaw

View on ClawHub Homepage

Rank

Safety

Downloads

1.3k

Updated

Oct 10, 2026

Version

4.1.2

Source

CLAWHUB

About

What it does, and when to use it.

Capability contract not published. No trust telemetry is available yet. 1.3K downloads reported by the source. Last updated 10/10/2026.

Avoid when

Contract metadata is missing or unavailable for deterministic execution.

Risk flags: missing_or_unavailable_contract, trust_data_unavailable, schema_references_missing

Public facts

Every fact links back to the source it came from.

Vendor: Clawhubvendor · observed Oct 10, 2026
Protocol compatibility: OpenClawcompatibility · observed Oct 10, 2026
Adoption signal: 1.3K downloadsadoption · observed Oct 10, 2026
Latest release: 4.1.2release · observed Sep 16, 2026
Handshake status: UNKNOWNsecurity

Install and run

Setup complexity: low.

clawhub skill install s17ewqc4f2s6gpcbm88hy7fgvn85kg1g:insurance-solvency-reporter

Setup complexity is classified as HIGH. You must provision dedicated cloud infrastructure or an isolated VM. Do not run this directly on your local workstation.
Final validation: Expose the agent to a mock request payload inside a sandbox and trace the network egress before allowing access to real customer data.

Contract: missing

curl -s "https://www.xpersona.co/api/v1/agents/clawhub-gechengling-insurance-solvency-reporter/snapshot"

Documentation

CLAWHUB

103,299 characters of source documentation, loaded on request.

Extracted files

3 files captured from the source.

SKILL.md

---
name: Insurance Solvency Report Generator
description: AI-powered solvency report generator for China C-ROSS Phase II (Rules II, effective 2024-03-18) regulation. Generates quarterly and annual solvency reports, capital adequacy calculations, stress testing reports, and SARM/IRR risk rating documentation. Covers 2025-2026 latest regulatory updates including interest rate risk optimization and group insurance capital rules. Built for Chinese insurance company CFOs, actuaries, and compliance teams. Keywords: solvency, C-ROSS, solvency ratio, capital adequacy, regulatory reporting, insurance capital, NFRA, SARM, IRR, 偿付能力报告, 偿二代, 资本充足率, 季度报告, 年度报告, 压力测试, 风险评级, 精算报告, NFRA监管, 核心偿付能力.
slug: insurance-solvency
version: "4.1.2"
---

# Insurance Solvency Report Generator (C-ROSS) / 偿付能力报告生成器（偿二代二期工程）

## 数据最小化与产物确认前置声明（每次编制开始前默认生效）

- **最小化录入**：优先提供汇总口径数据（实际资本、最低资本、充足率、各风险资本占用），不要粘贴完整科目余额表、保单明细、客户清单。涉及再保安排或关联交易时，交易对手可用编号或类别替代具体名称。
- **监管口径优先**：所有计算与披露以**现行有效的监管规则文本**为准。本 Skill 给出的是框架与模板，若与最新规则不一致，以监管规则为准。
- **产物先预览后报送**：生成的报告、测算表、披露稿先在对话中完整呈现，由精算/财务负责人核对口径与数据版本，**经确认后再进入内部审批与报送流程**。本 Skill 不连接监管报送系统，不代为提交。
- **涉及精算判断的事项须由总精算师或授权精算人员复核**：准备金评估假设、资本分级认定、压力测试情景参数等，不能仅依据本 Skill 输出定稿。


### 保险监管最新动态 [2026-06-15更新]

| 动态类型 | 内容摘要 | 发布时间 | 影响范围 |
|---------|---------|---------|---------|
| 监管发布 | NFRA 2026年第2号令：《银行保险机构许可证管理办法》6月1日施行 | 2026-06 | 偿付能力报告需更新合规管理评估维度 |
| 监管发布 | 许可证换证过渡期2026.6-2028.5，许可证管理纳入内控自评估 | 2026-06 | 偿付能力报告模板需增加许可证管理合规模块 |
| 监管动态 | 2026年Q1监管处罚分析：分级分类处罚标准+个人追责条款落地 | 2026-Q1 | 合规风险管理评估需更新 |
| 监管动态 | 反洗钱监管强化，偿付能力报告需增加反洗钱合规评估模块 | 2026-H1 | 报告模板需增加反洗钱评估维度 |

> **数据截止**: 2026-06-15 | 来源：国家金融监督管理总局、政府网、金融新闻网
> **声明**: 以上动态供参考，具体以官方最新发布为准

> **English:** AI-powered solvency report generator for China insurance regulation (C-ROSS Phase II, effective 2022). Generates quarterly and annual solvency reports, stress testing reports, and regulatory disclosure documents. Built for CFOs, actuaries, and compliance teams at Chinese insurance companies. Covers all 22 regulatory rules.
>
> **中文:** 偿付能力报告生成器——基于中国偿二代二期工程（C-ROSS Rules II，2022年起实施）的垂直精算Skill。覆盖偿付能力充足率计算、实际资本/最低资本计算、压力测试、风险综合评级、季度/年度监管报告生成。适用：保险公司财务总监/精算负责人/合规部、偿付能力季度报告编制、保险监管报送。

---

## Trigger Keywords / 触发关键词

**English:** solvency, C-ROSS, solvency ratio, capital adequacy, regulatory reporting, insurance capital, CBIRC filing, quarterly solvency report, stress testing, actual capital, minimum capital, C-ROSS Rules II, Chinese insurance regulation

**中文触发词（优先）：** 偿付能力、偿付能力报告、C-ROSS、偿二代、核心资本、最低资本、综合资本充足率、偿付能力充足率、压力测试、风险资本、保险监管报告、RBC、C-ROSS Rules II、规则Ⅱ、保险资本管理

**典型使用场景（新增）：** 季度/年度偿付能力报告编制与复核、充足率下滑原因分析、资本补充方案比选、压力测试情景设计与结果解读、SARM/IRR 评级短板诊断与提升路径、公开披露稿件撰写

---


### 保险监管最新动态 [2026-06-28更新]

| 动态类型 | 内容摘要 | 发布时间 | 影响范围 |
|---------|---------|---------|---------|
| 监管发布 | 金融监管总局发布《关于银行业保险业人工智能安全开发应用的指导意见》，界定承保理赔、风险管理等为AI高风险应用场景 | 2026-06-18 | 保险AI应用合规与风险管控 |
| 监管计划 | NFRA发布《2026年规章制定工作计划》：保险资金运用管理办法、偿付能力管理办法纳入修订，流动性风险、网络安全管理办法新制定 | 2026-06-23 | 保险

_meta.json

{
  "ownerId": "kn74e704j3ygjcygnpf02rdvd185js13",
  "slug": "insurance-solvency-reporter",
  "version": "4.1.2",
  "publishedAt": 1789536864311
}

skill-card.md

## Description:

Generates China C-ROSS Phase II insurance solvency report drafts, capital adequacy calculations, stress testing analysis, and SARM/IRR risk rating documentation for finance, actuarial, and compliance teams.

This skill is ready for commercial/non-commercial use.

## Publisher:

[gechengling](https://clawhub.ai/user/gechengling)

### License/Terms of Use:

MIT-0

## Use Case:

Chinese insurance company CFOs, actuaries, finance staff, and compliance teams use this skill to draft and review quarterly or annual solvency reports, capital adequacy narratives, stress testing interpretations, SARM/IRR improvement plans, and public disclosure text under C-ROSS Phase II.

### Deployment Geography for Use:

China

## Known Risks and Mitigations:

Risk: Users may provide unnecessary sensitive insurance or customer data while asking for solvency report support.

Mitigation: Use aggregated solvency figures and anonymized counterparties; do not provide raw customer lists, full policy-level data, or unnecessary sensitive ledgers.

Risk: Generated reports or calculations may be inaccurate, outdated, or unsuitable for regulatory filing without expert review.

Mitigation: Have qualified actuarial, finance, or compliance staff verify figures, assumptions, jurisdiction, and current NFRA/C-ROSS requirements before approval, disclosure, or filing.

Risk: The skill is scoped to Chinese insurance solvency work and may be misapplied to other jurisdictions or regulatory regimes.

Mitigation: Use it only for Chinese insurance C-ROSS/NFRA solvency workflows and switch to jurisdiction-specific expertise for other regimes.

## Reference(s):

- [ClawHub skill page](https://clawhub.ai/gechengling/skills/insurance-solvency-reporter)
- [Publisher profile](https://clawhub.ai/user/gechengling)

## Skill Output:

**Output Type(s):** [text, markdown, analysis, guidance]

**Output Format:** [Markdown report sections, tables, calculations, checklists, and narrative guidance]

**Output Parameters:** [1D]

**Other Properties Related to Output:** [Outputs should be reviewed by qualified actuarial, finance, or compliance staff before internal approval, disclosure, or regulatory filing.]

## Skill Version(s):

4.1.2 (source: frontmatter and release evidence)

## Ethical Considerations:

Users should evaluate whether this skill is appropriate for their environment, review any generated or modified files before relying on them, and apply their organization's safety, security, and compliance requirements before deployment.

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