name: "Stripe MCP Integration" description: "Connect Claude to Stripe APIs via Model Context Protocol. Use when managing customers, subscriptions, invoices, products, or searching Stripe documentation. Triggers: payment, billing, checkout, Stripe API, subscription management."

Stripe MCP Integration

Connect Claude to Stripe's payment infrastructure via the Model Context Protocol (MCP). This skill enables direct interaction with Stripe APIs for customer management, subscriptions, invoices, and documentation search.

What This Skill Does

• Customer Management: Create, retrieve, update, and list customers
• Subscription Handling: Manage subscription lifecycles, billing cycles, and pricing
• Invoice Operations: Create, finalize, send, and retrieve invoices
• Product Catalog: Manage products and prices for your offerings
• Documentation Search: Query Stripe's official docs directly

Quick Start

Choose your installation method:

Option 1: Remote HTTP (Recommended)

Add to ~/.claude/settings.json:

{
  "mcpServers": {
    "stripe": {
      "type": "http",
      "url": "https://mcp.stripe.com/v1/sse"
    }
  }
}

Authenticate when prompted with stripe_sk_... key.

Option 2: Local npm

# Install the MCP server
npm install -g @stripe/mcp

# Add to settings
claude mcp add stripe -- npx -y @stripe/mcp

Option 3: Project .mcp.json

Create .mcp.json in your project root:

{
  "mcpServers": {
    "stripe": {
      "command": "npx",
      "args": ["-y", "@stripe/mcp"],
      "env": {
        "STRIPE_SECRET_KEY": "${STRIPE_SECRET_KEY}"
      }
    }
  }
}

Available MCP Tools

| Tool | Description | Example Usage | |------|-------------|---------------| | stripe_create_customer | Create a new customer | "Create customer with email [email protected]" | | stripe_retrieve_customer | Get customer by ID | "Get customer cus_xxx" | | stripe_list_customers | List all customers | "Show my Stripe customers" | | stripe_create_product | Create a product | "Create product 'Pro Plan' for $29/month" | | stripe_list_products | List products | "Show all products" | | stripe_create_subscription | Start a subscription | "Subscribe customer to price_xxx" | | stripe_cancel_subscription | Cancel subscription | "Cancel subscription sub_xxx" | | stripe_create_invoice | Create draft invoice | "Create invoice for customer cus_xxx" | | stripe_finalize_invoice | Finalize for payment | "Finalize invoice in_xxx" | | stripe_search_documentation | Search Stripe docs | "Search Stripe docs for webhooks" |

Stripe ID Prefixes

Use these prefixes to validate IDs in your code:

| Object | Prefix | Example | |--------|--------|---------| | Customer | cus_ | cus_NffrFeUfNV2Hib | | Subscription | sub_ | sub_1MowQVLkdIwHu7ixeRlqHVzs | | Price | price_ | price_1MowQULkdIwHu7ixspc | | Product | prod_ | prod_NWjs8kKbJWmuuc | | Invoice | in_ | in_1MtHbELkdIwHu7ixl4OzzPMI | | Payment Intent | pi_ | pi_3MtwBwLkdIwHu7ix28a3tqPa | | Event | evt_ | evt_1NG8Du2eZvKYlo2CUI79vXWy | | Webhook Endpoint | we_ | we_1Mr5jALkdIwHu7ixNsD8AdJZ | | Checkout Session | cs_ | cs_test_a1b2c3d4 |

Test Mode Development

Test Cards

| Card Number | Scenario | |-------------|----------| | 4242424242424242 | Successful payment | | 4000000000000002 | Card declined | | 4000002500003155 | Requires 3D Secure | | 4000000000009995 | Insufficient funds | | 4000000000000341 | Attach fails |

Stripe CLI Testing

# Install Stripe CLI
brew install stripe/stripe-cli/stripe

# Login to your account
stripe login

# Listen for webhooks locally
stripe listen --forward-to localhost:3000/api/webhooks/stripe

# Trigger test events
stripe trigger checkout.session.completed
stripe trigger customer.subscription.created
stripe trigger invoice.payment_succeeded

Environment Variables

| Variable | Required | Description | |----------|----------|-------------| | STRIPE_SECRET_KEY | Yes | API key (sk_test_... or sk_live_...) | | STRIPE_WEBHOOK_SECRET | For webhooks | Webhook signing secret (whsec_...) | | STRIPE_API_VERSION | No | Lock API version (e.g., 2024-12-18.acacia) |

Secure Key Storage

Never commit keys to version control. Use environment variables or a secrets manager:

# Development: Use .env file (gitignored)
echo "STRIPE_SECRET_KEY=sk_test_..." >> .env

# Production: Use your platform's secrets manager
# - Cloud platforms: Environment variables or secret managers
# - AWS: Secrets Manager or Parameter Store
# - Self-hosted: HashiCorp Vault or similar

Webhook Signature Verification

Node.js Pattern

import Stripe from 'stripe';

const stripe = new Stripe(process.env.STRIPE_SECRET_KEY!);

export async function handleWebhook(request: Request) {
  const body = await request.text();
  const signature = request.headers.get('stripe-signature')!;

  let event: Stripe.Event;

  try {
    event = stripe.webhooks.constructEvent(
      body,
      signature,
      process.env.STRIPE_WEBHOOK_SECRET!
    );
  } catch (err) {
    console.error('Webhook signature verification failed:', err);
    return new Response('Webhook Error', { status: 400 });
  }

  // Handle the event
  switch (event.type) {
    case 'checkout.session.completed':
      const session = event.data.object as Stripe.Checkout.Session;
      await fulfillOrder(session);
      break;
    case 'customer.subscription.updated':
      const subscription = event.data.object as Stripe.Subscription;
      await updateSubscriptionStatus(subscription);
      break;
    // ... handle other events
  }

  return new Response('OK', { status: 200 });
}

Deno/Edge Function Pattern

import Stripe from 'npm:stripe@latest';

const stripe = new Stripe(Deno.env.get('STRIPE_SECRET_KEY')!, {
  apiVersion: '2024-12-18.acacia',
});

Deno.serve(async (req) => {
  const body = await req.text();
  const signature = req.headers.get('stripe-signature')!;

  // IMPORTANT: Deno requires async verification
  const event = await stripe.webhooks.constructEventAsync(
    body,
    signature,
    Deno.env.get('STRIPE_WEBHOOK_SECRET')!
  );

  // Handle event...
  return new Response(JSON.stringify({ received: true }));
});

Critical: Deno and edge runtimes require constructEventAsync(), not constructEvent().

Common Webhook Events

| Event | When It Fires | Typical Action | |-------|---------------|----------------| | checkout.session.completed | Successful checkout | Grant access, send confirmation | | customer.subscription.created | New subscription | Provision account, welcome email | | customer.subscription.updated | Plan change, renewal | Update access level | | customer.subscription.deleted | Cancellation | Revoke access, send offboarding | | invoice.payment_succeeded | Successful charge | Update billing records | | invoice.payment_failed | Failed charge | Notify customer, retry logic |

Troubleshooting

"No such customer" Error

StripeInvalidRequestError: No such customer: 'cus_xxx'

Cause: Customer ID doesn't exist or using test ID in live mode. Fix: Verify the ID exists in your Stripe Dashboard. Check you're using matching test/live keys.

Webhook Signature Mismatch

Webhook signature verification failed

Cause: Wrong webhook secret or modified payload. Fix:

1. Get the correct secret from Stripe Dashboard → Webhooks → Signing secret
2. For local testing, use the secret printed by stripe listen
3. Ensure you're reading the raw body, not parsed JSON

Rate Limiting

StripeRateLimitError: Too many requests

Cause: Exceeding 100 read or 100 write requests per second. Fix: Implement exponential backoff, batch operations where possible, cache read results.

Sub-Documentation

• Webhook Security Patterns - Secrets rotation, idempotency, retry handling
• Testing Guide - Test cards, CLI workflows, E2E patterns

Resources

• Stripe MCP Documentation
• Stripe API Reference
• Webhook Events Reference
• Stripe CLI Documentation